136 FinTech Trivia Questions (Ranked from Easiest to Hardest)

Financial technology, commonly known as fintech, is the integration of technology in the financial services industry. This innovative sector is revolutionizing the way consumers and businesses access and manage their financial resources. With the rise of digital technology, fintech companies are able to offer new and more efficient solutions to traditional financial challenges, such as digital payments, online lending, crowdfunding, and robo-advisory services. By leveraging big data and advanced analytics, fintech companies are also able to provide personalized financial solutions and help customers better understand and manage their financial health.

While you may not think off FinTech as the most classic trivia category, here are some questions that should really entertain you!

136 FinTech Trivia Questions Ranked From Easiest to Hardest (Updated for 2025)

1. No lie: Burger Kings in Russia briefly launched a cryptocurrency named after what signature burger?

Answer: Whopper

2. While researching cruddy point-of-sale systems, Penn roommates Andrew Kortina and Iqram Magdon-Ismail created what V-word mobile payment service?

Answer: Venmo

3. It’s rare for a privately held startup to make it big and be worth more than $1 billion USD. What magical name did Aileen Lee give to companies that have achieved this feat?

Answer: Unicorns

4. You can use it to power your car in the real world, but in the fintech world, the term is used when talking about transaction fees in the Ethereum network.

Answer: Gas

5. Though its CEO has described fintech company Chime as a "transaction-based, process-based business model", in May 2021, California regulators ruled that the company had to stop referring to itself as what?

Answer: A Bank

6. What “S” Financial Technologies company was founded in 2014, with headquarters in San Francisco, CA? It shares its name with the site of transmission of electrical nerve impulses between two neurons.

Answer: Synapse

7. Based out of Boston, MA, what multinational financial institution offers managed stock accounts for its clients? Its logo is a light shining on top of a pyramid, and its name is a word meaning faithfulness.

Answer: Fidelity investments

8. What cryptocurrency created by Billy Markus and Jackson Palmer features the face of a Shiba Inu, and uses the same currency symbol as the South Vietnamese dong?

Answer: Dogecoin

9. Project Libra was what social media company’s plan to release a digital currency called Diem that never took off?

Answer: Facebook

10. Referring to efforts to verify identity, suitability, and risk in a business relationship, the fintech abbreviation KYC stands for "know your...” what?

Answer: Customer

11. Meaning a digital system for recording the transaction of assets in which the transactions and their details are recorded in multiple places at the same time, the abbreviation DLT stands for "digital what technology?"

Answer: Ledger

12. In 2022, Credit Kudos, a credit evaluation tool for lenders based out of the UK, was purchased by what technology giant with a fruit-based name?

Answer: Apple

13. Released in April 2019, what cryptocurrency is primarily run on Terra’s public blockchain? (Hint: Many crypto users who possess this currency hope its value will skyrocket straight to the moon.)

Answer: LUNA

14. Providing “one-click” checkouts to online consumers, what fintech company founded by Ryan Breslow and Eric Feldman in 2014 shares its name with a 2008 animated Disney film featuring a canine “superhero”?

Answer: Bolt

15. The home stadium of the NFL's Los Angeles Rams and Los Angeles Chargers is named after what San Francisco-based online banking company founded in 2011?

Answer: SoFi

16. Not related to ask.com, Thazhmon and Sherwin Gandhi founded a fintech company that shares what J-name with a P.G. Wodehouse butler character?

Answer: Jeeves

17. With its nose all up in the Börse, the DAX is a stock index based in what Western European superpower?

Answer: Germany / Deutschland

18. What “S” fintech company offers loans for immigrants and underserved populations? It is also the name of an upright pole, often used in a pair, that allows the user to walk high above the ground.

Answer: Stilt

19. What mythical term was first popularized in 2013 by venture capitalist Aileen Lee to describe a startup with a market valuation of more than $1 billion?

Answer: Unicorn

20. What American “c”ompany, founded by Brian Armstrong and Fred Ehrsam with headquarters in Wilmington, Delaware, is a cryptocurrency exchange platform?

Answer: Coinbase

21. Originally named clearXchange, what mobile payment service is more commonly identified by its purple square icon containing a “Z” with a vertical line drawn through the letter?

Answer: Zelle

22. BigPay, a fintech company offers a money app attached to a card that can be used anywhere in the world, as well as simplifying bank statements, is based out of what Southeast Asian nation, with capital Kuala Lumpur?

Answer: Malaysia

23. Users must create their own “cashtags” to use what mobile payment service that was formerly called Square Cash?

Answer: Cash App

24. In 2022, fintech startup Oura partnered with which luxury fashion brand to bring you a $950 fitness tracking ring that is certified bling?

Answer: Gucci

25. What “S” Irish payment processing and application programming company shares its name with a narrow band of color on a surface, often colored different than its surroundings?

Answer: Stripe

26. Which service can you turn to for low-cost, human-free help with investments?

Answer: Robo-advisor

27. What term is given to a device that runs the protocol software of a decentralized blockchain network?

Answer: Node

28. What “S” Funding company based out of Texas offers Income Share Agreements, or ISAs, to help users pay off their student debt? Its name is a word that also means to walk with long, decisive steps.

Answer: Stride Funding

29. What term is given to a natively digital bank that has been started to provide new financial services or traditional services at lower cost or in new ways?

Answer: Neobank

30. According to global data from Statista in 2022, which country that’s partly in Asia and partly in Europe has the highest number of mobile banking users at 85%?

Answer: Turkey

31. In 2017 and 2018, "CryptoKitties" were sold for thousands of dollars at auction, attracting attention to this game which was built on what type of cryptographic technology?

Answer: Blockchain

32. Showing a healthy distrust of vowels, Singaporean database company Bluzelle sells native blockchain tokens with what guessable three-letter name?

Answer: BLZ

33. The value of DAI (the stablecoin formerly known as SAI) is kept as close to what currency as possible and is considered to be the first example of decentralized finance to really take off?

Answer: U.S. Dollar

34. What kind of investor provides capital for a start-up business, in exchange or ownership equity? They probably get their incredibly positive name from taking a risky investment at an early stage.

Answer: Angel Investor

35. The San Francisco-based company Ethos was valued at a valuation of more than $2 billion in May 2021 after spending its existence focusing on what common type of insurance product?

Answer: Life insurance

36. What smartphone app and fintech company was founded by father and son duo Walter Wemple Cruttenden III and Jeffrey James Cruttenden to promote incremental and passive investing in 2014? The company's app features a light green color scheme and shares its name with a seed enclosed in a tough, leathery shell. The portfolio options the company offers were designed in part by Nobel laureate Harry Markowitz.

Answer: Acorns

37. With more than $140 million in funding raised as of April 2021, what is the London-based fintech company with a Plaid-like technology that declares "We build intelligent infrastructure that puts fintech at people's fingertips. Empowering businesses in every industry to create first-class financial experiences."?

Answer: TrueLayer

38. What “V” mobile-only neobank, founded in San Francisco in 2015, was founded by Colin Walsh as a way to attract millennials to banking? It is the third most popular neobank, behind Chime and Simple.

Answer: Varo Bank

39. According to Investopedia, a radical change to a blockchain network’s protocol that forms a branch following the former protocol and another branch following the new one is known as a “hard” type of what utensil?

Answer: Fork

40. What “B” company, based out of Dublin, Ireland, offers AI analysis of legal fees? The company name is a compound word, with the first half meaning giving out a lot of light, and the second half meaning a country’s representative piece of cloth.

Answer: Brightflag

41. In January 2021, a short squeeze orchestrated by Reddit users caused a skyrocketing of the price of what retail chain that sells video games and consumer electronics?

Answer: GameStop

42. What “S” fintech company, that built fraud prevention for Coinbase and Revolut, offers fraud platforms to other companies? Its name is also the name of a small fish, often sold in oily tins and also referred to as pilchard.

Answer: Sardine

43. What “C” fintech company unifies warranty, registration, and issue resolution onto a single platform? Its name is also the first name of NBA star “The Glide” Drexler, and Walt Frazier’s nickname.

Answer: Clyde

44. Flutterwave is a fintech company that offers a payment infrastructure for global merchants and payment providers, based out of what “N” African nation?

Answer: Nigeria

45. Which blockchain-based crypto exchange and payment platform was founded in Kenya in 2013 to help Africa take part in digital trading?

Answer: BitPesa

46. Which fintech company in Mexico has a feminine name that starts with C and helps companies streamline their cash flow?

Answer: Clara

47. Crypto wallets are often split into subcatagories based on whether they are connected to the internet or not. What pair of words (one three letters long, the other four letters long) are used to differentiate these subcategories?

Answer: Hot and Cold

48. Which fintech company based in China and linked to Alibaba owns Alipay and shares its name with a one-by-one marching insect?

Answer: Ant Group

49. A2A is an acronym that refers to moving money between two places for safekeeping (like at a bank) that are owned by the same person. The “2” means “to” and the As on each side are the same word. Which term is it?

Answer: Account

50. Headquartered in LA, which global fintech company with a name that combines a color and a geometric term provides cloud-based financial management software to huge corporations like Costco, Netflix, and Google?

Answer: Blackline

51. Which prefix that means “new” applies to a digital bank that only operates online or through mobile apps?

Answer: Neo

52. What’s the name of Ethereum’s main token? (Hint: It’s a word that can also refer to the glorious heavens above or a liquid gas that used to be what doctors would knock you out with before surgery)

Answer: Ether

53. You can nominate your favorite fintech for which award that’s handed out in NYC each year by a prominent financial media company founded by Jason Raznick? (Hint: It’s abbreviated “BZ”.)

Answer: Benzinga

54. Which Berlin-based fintech company founded by Martin Kessing in 2017 offers an API to help other fintechs customize the investment experience for their clients?

Answer: Upvest

55. Which fintech app hit the scene with a “roar” in 2013 and claims to be “the only money app you need” to handle everything from building credit and budgeting to investing?

Answer: Moneylion

56. Which American fintech company founded in 1984 and based in Wisconsin owns First Data and the STAR Network that powers over 2 million ATMs in the United States?

Answer: Fiserv

57. Even though it’s based in the UK, which fintech company founded in 2015 by Nikolay Storonsky and Vlad Yatsenko has yet to get a British banking license, so as of 2022 it’s providing services more to foreign markets?

Answer: Revolut

58. Which “buzzworthy” fintech startup for 2023 helps employees at startups navigate getting and funding stock options?

Answer: EquityBee

59. Which fintech company based in Delaware can help you protect your customers against fraud and automate the process of handling any problems through its Disputes as a Service feature?

Answer: Quavo

60. Which branch of fintech is specifically designed for keeping the operations at your company “in check” and “by the book” in terms of following the rules?

Answer: RegTech

61. What is the name of the mobile payment released in 2014 by Apple, Inc. to allow users to make payments in person, in iOS apps, and on the web?

Answer: Apple Pay

62. Which fintech app founded by Dennis Cail and Michael Seay in 2019 lets people loan and borrow money from friends and family with low interest rates?

Answer: Zirtue

63. Which app by Quicken takes the complexity out of keeping track of all your financial accounts, tracking your spending, and setting budget goals?

Answer: Simplifi

64. Which wide-ranging fintech company claims to be "the world's largest carbon spot exchange" for buying, trading, and analyzing environment-related commodities?

Answer: Xpansive

65. In 2022, which mobile banking app that featured Spaces where users could sock money away for specific goals announced it would no longer be available in the U.S. (and closed all existing U.S. users’ accounts) because the company was pivoting to focus on the European market?

Answer: N26

66. In 2018, Naveen Qureshi, Towers Wilen, and Andrej Paule started which banking app to help people who have immigrated to America build credit?

Answer: Sable

67. What animal lends its name to a company that achieves a revenue growth of at least 20% annually, and is also commonly known for fast employment expansion?

Answer: Gazelle

68. The story of Dragoncoin, a blockchain startup founded by Joe Roets, actually starts at which magical studio that has certainly released its fair share of content featuring dragons, wizards, princesses, talking animal companions, villains, and the like?

Answer: Disney

69. What word is used to describe a non-specialized market that covers a wide range of industries, not focusing on one particular market?

Answer: Horizontal

70. In May 2023, which American financial company (one of the "big 3" bureaus that gives you a credit score) launched a fintech solution to fraud?

Answer: Experian

71. Artificial intelligence has hit just about every industry, fintech included. But some of the most well-known banks and lenders in the world have been leveraging AI for years. Which financial company that you may have a debit or credit card from uses AI to calculate customers’ “Advanced Identity Scores”—a metric that can help protect them from identity theft and fraud?

Answer: Visa

72. What cryptocurrency was launched in 2014, uses USDT as its currency code, and shares its name with a word that means “a line to which someone or something is attached (as for security),” according to Merriam-Webster?

Answer: Tether

73. On your phone, they might be two separate apps for sending and getting cash, but Venmo has been owned by which American online payment system since 2013?

Answer: PayPal

74. "Play-to-earn (P2E)” is an important concept for which kind of DeFi blockchain ecosystem that gets users engaged through activities like buying/trading/staking virtual assets and “tokenomics?”

Answer: GameFi

75. Traded on the NYSE under the symbol “WU,” what financial services company was founded as the New York and Mississippi Valley Printing Telegraph Company in 1851?

Answer: Western Union

76. What two word term with the initials C. E. is when a group of users connect in order to share/swap/loan rather than of relying on a large company to provide goods or services?

Answer: Collaborative Economy

77. In 2012, what non-profit microlending service in San Fransisco ran a promo where the CEO donated $1 so that over 40,000 people could lend $25 “for free” using the platform?

Answer: Kiva

78. Known for building data transfer networks that power fintech products, what financial services company that’s based in San Francisco and founded in 2013 shares its name with a fabric pattern that’s also known as tartan?

Answer: Plaid

79. What sort of economy is an economic system in which private individuals give or sell goods and services to other private individuals, often over the internet?

Answer: Sharing Economy

80. A common practice in cryptocurrency, the act of temporarily inflating the price of a cheaply-owned currency through fraudulently positive word-of-mouth to sell it for a profit while others lose most of their initial investment is known as what illegal three-word rhyming term?

Answer: Pump and dump

81. Cameron and Tyler Winklevoss are the founders of what cryptocurrency exchange that shares its name with the astrological sign that’s represented by Castor and Pollux?

Answer: Gemini

82. What is the term given to a cryptocurrency with a decentralized blockchain that seeks to provide anonymity for its users and their transactions?

Answer: Zcash

83. The system of interconnected objects, devices, machines, gadgets, and more is called an IoT, or the Internet of what?

Answer: Things

84. Which company founded by Renaud Laplanche and Soul Htite in 2006 started out as a peer-to-peer money swapping app on Facebook, but soon grew to become the world’s largest platform for these personal transactions, and the first to register with SEC? (Hint: Given the name, you might think it’s “member’s only”.)

Answer: LendingClub

85. What sort of credit involves using a familiar interface that allows the customer to apply, acquire and repay loans within the platform, avoiding the need for a third-party site?

Answer: Embedded Credit

86. What major retailer founded by Sam Walton announced its partnership with Affirm to add "Buy Now Pay Later" payment option to its self-checkout lanes on December 2023?

Answer: Walmart

87. What term beginning with N is a process that involves reducing data duplication to a minimum, thereby reducing storage requirements?

Answer: Normalization

88. Founded in January 2014, Coinsnap is a cryptocurrency company founded in which European country?

Answer: Netherlands

89. What leading “buy now, pay later” fintech company with a confirmatory name started in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampel?

Answer: Affirm

90. Created in 2011 by Charlie Lee, which Bitcoin-like cryptocurrency is represented by the currency code LTC?

Answer: Litecoin

91. What is the name of the fintech company, which was founded by Max Levchin and went public on the New York Stock Exchange in 2021, that allows users to apply for a small loan when purchasing a variety of items at its partner stores?

Answer: Affirm

92. In 2021, which Central American country became the first country to recognize cryptocurrency as legal tender?

Answer: El Salvador

93. Released in 2012, the currency exchange Ripple supports its own cryptocurrency tokens that are known by what three letters?

Answer: XRP

94. The common financial index NASDAQ stands for National Association of Securities Dealers Automated WHAT?

Answer: Quotations

95. Born in Bulgaria before attending Thomas Jefferson High School in Virginia and Stanford University in California, Vlad Tenev founded defunct trading company Celeris and then software company Chronos Research before eventually founding what still-functioning company in 2013?

Answer: Robinhood

96. Based on Deloitte’s definition of the fintech portmanteau, what eight-letter “F” word describes “a [costless] limited version of a product or service” that gives users the ability to purchase and access its added and deluxe features?

Answer: Freemium

97. What “U” company, whose logo is a green caret pointing up, is an AI lending platform that uses non-traditional methods to determine credit for personal loans? It is also a word for a person who has suddenly risen to great wealth or power, and is often treated as cocky or arrogant.

Answer: Upstart

98. Founded in 2011 in San Francisco, what mobile-first personal finance company offers student loans, mortgages, and credit card services through mobile and desktop apps? This “S” company was founded by Mike Cagney and Ian Brady, among others.

Answer: SoFi

99. With a soaring valuation that reached more than $40 billion in the first half of 2021, what is the name of the Swedish fintech company that primarily features post-purchase payments (i.e., "buy now, pay later") and is headquartered in Stockholm?

Answer: Klarna

100. Which Chinese mobile payment platform was founded by Jack Ma in 2004 and in 2013, surpassed PayPal as the most used digital way to pay in the world?

Answer: Alipay

101. What “T” cryptocurrency, based on the Ethereum blockchain, plans on being decentralized and accepted by telecom operators, becoming more accessible as a result? Its name makes sense, as it is currency accepted by telecom.

Answer: Telcoin

102. What is the name of the mysterious, unknown person who designed and created the original implementation protocol for Bitcoin?

Answer: Satoshi Nakamoto

103. In 2013, a software bug caused what financial technology company to erroneously credit customer Chris Reynold's account with 92 quadrillion dollars, although the error was quickly corrected?

Answer: PayPal

104. Which double-C named fintech unicorn startup was founded by two African entrepreneurs in 2018 and lets users send payments across borders for free via text message?

Answer: Chipper Cash

105. With a valuation north of $1 billion and more than $700 million raised in venture capital, what is the four-letter company that offers business credit cards to technology companies and brands itself as "the financial OS for the next generation of business"?

Answer: Brex

106. Policybazaar and ZhongAn Insurance are both technology-based insurance companies that have received large amounts of funding through the Vision Fund which is one of the world's largest venture capital funds and is associated with what Japanese telecom giant?

Answer: SoftBank

107. Artificial intelligence in finance might seem like the future of banking, but it’s practically history! In 1987, Security Pacific Bank California started using AI to fight fraud on which kind of banking card?

Answer: Debit

108. An abbreviation that is commonly used in the fintech industry is OPM. Being something that you need to be careful with, what does OPM stand for?

Answer: Other People's Money

109. As early as 1998, Nick Szabo claimed to have an idea for decentralized digital currency. While it never became “a thing,” it is considered an influence on Bitcoin. With a very similar name, what was Szabo’s concept called?

Answer: Bit Gold

110. What four letter term beginning with H is a function that meets the encrypted demands needed to solve for a blockchain computation?

Answer: Hash

111. Which Israeli fintech company has a name that suggests speedy payment services if you need to send money abroad?

Answer: Rapyd

112. What “VW” company is the first European Neobank to be entirely cloud-based, with offices in 23 companies? Its name sounds like a Mexican celebration of a billfold.

Answer: Viva Wallet

113. Founded in 2009 by Tim Chen and Jacob Gibson, what’s the name of the popular personal finance and investing website and app for money geeks?

Answer: NerdWallet

114. Which fintech company that specializes in helping people buy a home was cofounded by Adam Rothblatt, Brian Faux, Nora Apsel, and Sarah Thomas in 2016? (Hint: The name is short for a term you will likely encounter when financing a home but could also remind you of a reality-hopping Adult Swim character.)

Answer: Morty

115. Which Brazilian online-only bank was founded in 2013, became a unicorn fintech startup, and is now the largest “neobank” in Latin America?

Answer: Nubank

116. Which fintech startup founded by Henrique Dubugras and Pedro Franceschi in 2017 helps small tech business owners get corporate credit cards so they can keep their personal and professional cash separate as they work on growing their business?

Answer: Brex

117. What Michigan-based fintech insurance company acquired the naming rights to the Pittsburgh Steelers’ home stadium in 2022?

Answer: Acrisure

118. What is the term for the method of replacing sensitive data with unique identification symbols, phrases, or words?

Answer: Tokenization

119. What is the name of the NYC-based e-commerce fraud-prevention fintech founded by Eido Gal and Assaf Feldman in 2013?

Answer: Riskified

120. In 1994, Stanford Federal Credit Union became the first financial institution to offer Internet banking but it wasn’t until a little more than a year later that which major bank became the first to bring online banking to its customers?

Answer: Wells Fargo

121. What is the alliteratively-named San Francisco-based technology company that offers pay-per-mile car insurance? The company was founded in 2011 and went public in February 2021.

Answer: Metromile

122. After being named the world’s largest cryptocurrency exchange by volume in 2018, Binance moved its headquarters to what Mediterranean island within the same year to benefit from its cryptocurrency regulations?

Answer: Malta

123. Which startup founded in Chicago in 2017 boasts its services as the “purrfect” way for developers to manage in-app purchases and subscriptions?

Answer: RevenueCat

124. In 2021, the B2B banking fintech originally known as LoanPal rebranded to which positively pouncing name?

Answer: GoodLeap

125. One of the biggest fintech companies in the world, Stripe has headquarters in two cities, one in San Francisco, and one in which European city?

Answer: Dublin

126. If you’ve been closely watching (and charting) Bitcoin trends, what kind of cross happens when a short-term moving average crosses above a long-term moving average?

Answer: Golden

127. Which global fintech and SaaS company, founded in Ireland in 2009, gives businesses the ability to process online payments in more than 100 currencies, or in-person with a physical card reader they can hook up to a smartphone that connects with Terminal (its POS)?

Answer: Stripe

128. What term beginning with Z is a technical indicator used in technical analysis to identify changes in the direction of financial asset prices.

Answer: Zig zag indicator

129. Which name that starts with F refers to a prepaid card for travel that you can load more than one currency onto?

Answer: Forex

130. The large insurance and financial services company Northwestern Mutual is not headquartered in the Northwestern part of the United States nor in the same state as Northwestern University. In which state is this 1857-founded company headquartered? The company's most recent major fintech acquisition was the financial planning app LearnVest for over $200 million in 2015.

Answer: Wisconsin

131. Founded in London, England in 2015 by Nikolay Stroronsky and Vlad Yatsenko, what app allows you to manage all your savings and investments? Its name is the first several letters of a word synonymous with insurrection.

Answer: Revolut

132. In 2017, Misys merged with D+H to form the third-largest financial services company in the world. Now providing its software and other products to more than 8,600 institutions globally, what’s the company’s name?

Answer: Finastra

133. What man was the founder of mortgage giant Rock Financial in 1985 which became the largest independent mortgage lender in the U.S. by the late 1990s? The company later rebranded to Quicken Loans and also includes the Rocket Mortgage brand as well.

Answer: Dan Gilbert

134. What is the name of the NYC-based fintech company that focuses on reducing clients spend along with issuing a namesake corporate credit card? The company was in the news in April 2021 after raising back-to-back rounds that raised the young four-letter firm at more than one billion dollars.

Answer: Ramp

135. What two-word term is commonly used in the UK to describe a small to medium, often online-only, bank set up with the intent of competing with larger and more established institutions?

Answer: Challenger bank

136. Featuring partially overlapping blue and orange circles as its logo, what is the smart card electronic cash system founded in the United Kingdom in the 1990s and acquired by Mastercard in 2001?

Answer: Mondex

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